Banks NPA at multi-decadal low of 1.8pc, Indian financial system remains resilient: RBI report
Business 30 Jun, 2026

Banks NPA at multi-decadal low of 1.8pc, Indian financial system remains resilient: RBI report

Business To Business, Mumbai, 30th June, 2026:   The Reserve Bank of India (RBI) on Tuesday said the Indian financial system remains resilient, supported by strong balance sheets of banks and non-banking financial institutions, with the gross non-performing assets (GNPA) ratio of scheduled commercial banks declining to a multi-decadal low of 1.8 per cent as of the end of March 2026.
In its half-yearly Financial Stability Report (FSR), the RBI said the global financial system has remained resilient despite repeated shocks. Financial markets have largely stayed orderly after an initial bout of volatility triggered by the outbreak of the West Asia conflict.
The report noted that India's sound macroeconomic fundamentals place the country in a stronger position than many of its peers, enhancing its ability to withstand external shocks compared with previous episodes of global financial stress.
The Financial Stability Report, prepared with contributions from all financial sector regulators, highlighted the continued strength of the banking sector and the overall stability of the country's financial system amid an uncertain global environment.

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